True monthly cash flow
Combine rental income, recurring costs, rent paid and your mortgage to see what remains each month.
Income − costs − debt For property owners and subletters in Malta
Know what your property is really earning.
Track income, expenses, mortgages, cash flow and long-term returns in one clear dashboard.
Account required · 7-day free trial · Made for MaltaPROPERTY OVERVIEW
Performing wellSliema Seafront Apartment
ESTIMATED NET CASH FLOW€1,284per month
↗ €146 vs. last month
Monthly revenue€3,850
Operating costs€1,126
Mortgage€1,440
Cash flowLast 6 months
MarAprMayJunJulAug
One simple view forAirbnb hostsLong-term landlordsProperty investorsSmall portfolios
THE NUMBERS THAT MATTER
From scattered costs to one clear answer.
Stop wondering whether rent covers the full cost of your rental. See the whole picture without spreadsheets.
Returns you can understand
See profit margin, ROI and cash-on-cash return only when the right information is available.
No finance degree neededPlan years ahead
Model rent growth, expense inflation, appreciation and mortgage amortisation over time.
1, 5, 10 and 20 yearsUP AND RUNNING IN MINUTES
Your first clear answer in three steps.
Ownly guides you through the essentials. Add only what you know—you can refine the details later.
Explore the plansAdd your property
Own it or sublet it? Add your property and rental strategy.
Enter income and costs
Use quick estimates or actual monthly figures.
See your real cash flow
Get an immediate, plain-English profitability view.
YOUR MONTHLY INSIGHT
€1,284
positive net cash flow
33.4%Profit margin
6.8%Cash-on-cash
€183kEst. equity
CLARITY AT A GLANCE
Know what is working—and what is costing you.
Ownly turns a long list of transactions into a calm, decision-ready view of each property and your portfolio as a whole.
- ✓ Separate operating costs from mortgage payments
- ✓ Compare actuals with your original estimates
- ✓ Track debt, equity and total return over time
SIMPLE PRICING
One property or a growing portfolio.
Create your account with Google or email, choose a plan, and activate your 7-day free trial.
€9/month
For owners and subletters managing one to three properties.
- Up to 3 properties
- Income and expense tracking
- Cash-flow dashboard
- Long-term projections
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MOST POPULAR
PORTFOLIO7-Day Free Trial€25/month
For investors and managers with a growing portfolio.
- Up to 15 properties
- Everything in Individual
- Portfolio-level dashboard
- Priority support
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Have a reference code? Create your account and redeem it for 30 free days of Portfolio. No card required.
Stripe charges the selected monthly plan when the trial ends unless you cancel beforehand.
Not at all. Ownly translates your property numbers into plain language and highlights what matters most.
YOUR PROPERTY. ONE CLEAR ANSWER.
Find out what your property is really earning.
Create your first property and see your estimated net cash flow in under five minutes.
Explore the plansLET’S TALK
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